Limited early access now open

Spend crypto.
Earn 2% back.

SmartCard converts your crypto to the payment currency instantly at checkout. Works everywhere Mastercard is accepted — online, in-store, abroad.

No card fees Takes 2 minutes Your keys always yours

  • Instant crypto-to-fiat conversion at checkout
  • Up to 2% cashback on eligible card payments
  • No KYC where available · 110M+ merchant locations
4.8/5 Trustpilot · 2,400 reviews
Wallet status
Ready to connect
Card benefit
2%
Cashback eligible
Mastercard Network Pay online, in-store, abroad and for subscriptions globally
2% Cashback Earn on every eligible SmartCard payment automatically
No KYC Where Available Faster activation in supported regions, clear limits
Instant Conversion Crypto converts at checkout — no pre-exchange needed

Works with

The numbers behind SmartCard

Real metrics from real users spending crypto in the real world.

180K+
Profiles activated globally
110M+
Merchant locations worldwide
2%
Cashback on eligible payments
<60s
Activation to first payment
★★★★★

"I pay for everything — coffee, flights, subscriptions — straight from my crypto wallet. The 2% cashback adds up faster than I expected."

Marcus K.
Berlin, Germany · SmartCard user
★★★★★

"Setup took literally two minutes. I was paying at a coffee shop in Amsterdam before my lunch break was over. No KYC needed in my region."

Sofia V.
Amsterdam, Netherlands · SmartCard user
★★★★★

"Finally a crypto card that doesn't make me manually swap before every purchase. It just works, and my wallet keys stay mine."

James T.
London, UK · SmartCard user

Everything a crypto
spender needs

Instant conversion at checkout

No pre-exchange step. Your selected crypto converts to the required payment currency automatically the moment you tap or swipe. Zero friction between holding crypto and using it.

~0.8s

2% cashback on spend

Earn up to 2% back on eligible payments. Rewarded for using crypto like everyday money.

2%

Mastercard everywhere

Online, in-store, abroad, subscriptions. 110M+ merchant locations. Accepted where Mastercard is accepted.

No KYC where available

Simplified activation in supported regions. Start spending in minutes, not days, with clear card limits.

Virtual card instantly

A virtual card that activates in seconds. Use it for online purchases while your physical card ships.

Your keys, always yours

Wallet connection is permission-based. SmartCard never accesses your private keys or takes custody of your funds.

From zero to spending in under 2 minutes

Four steps. No bank account needed. No waiting for approvals.

Step 01 30 sec

Choose your card

Pick orange or black. Virtual activates instantly. Physical ships confidentially.

Step 02 45 sec

Connect your wallet

Use MetaMask, Trust Wallet, or any WalletConnect-compatible wallet. Permission-based — you stay in control.

Step 03 20 sec

Activate your profile

Confirm your settings. No KYC where available. Activation completes immediately in supported regions.

Step 04 Ready

Start spending

Add to Apple Pay or Google Pay. Pay anywhere Mastercard is accepted. Earn 2% cashback from the first swipe.

Non-custodial by design

SmartCard never holds your private keys, never takes custody of your funds, and never requires you to hand over wallet access. The connection is permission-based and revocable at any time.

Get My Card — Free
MetaMask
Trust Wallet
WalletConnect

No private key access

Your wallet connection is permission-based. SmartCard reads balance intent, not your keys.

Non-custodial architecture

Funds remain in your wallet until the moment of a transaction. No pre-deposit required.

Mastercard network security

All transactions processed through the Mastercard network with standard card security protections.

Revoke anytime

Disconnect your wallet at any time through your wallet's own permission manager. No lock-in.

Questions before you start?

Clear, direct answers about SmartCard, crypto conversion, and card payments.

Email us your question

SmartCard is a crypto payment card that lets you hold supported digital assets and pay using a Mastercard card through instant crypto-to-fiat conversion — no bank account or pre-exchange needed.

When you make a payment, your selected crypto balance is converted into the required payment currency at the moment of the transaction. The merchant receives local currency; you pay from crypto. Conversion happens in under a second.

No. Wallet connection is permission-based and does not provide access to your private keys. Your funds remain in your wallet until you authorize a payment. You can revoke the connection at any time through your wallet app.

In many supported regions, you can activate SmartCard without KYC documentation and start spending immediately. In some regions or for higher card limits, additional verification may be required. You'll be told clearly before you start if your region requires it.

SmartCard supports MetaMask, Trust Wallet, and any WalletConnect-compatible wallet. More wallets are being added regularly. If your wallet supports WalletConnect v2, it will work with SmartCard.

On eligible SmartCard payments, you earn up to 2% of the transaction amount back in your cashback balance. Eligible transactions exclude certain categories (ATM withdrawals, peer-to-peer transfers). Cashback accumulates and can be used toward future purchases. Terms apply.

No. SmartCard is a payment-focused crypto card service, not a traditional bank or e-money institution. Card services are provided by SmartCard's licensed payment infrastructure partners. Availability may depend on your region and applicable regulations.

Ready to spend crypto
like everyday money?

Activate your SmartCard profile in 2 minutes. Instant conversion, 2% cashback, and Mastercard acceptance worldwide — no bank account needed.

No fees · No KYC where available · Cancel anytime