"I pay for everything — coffee, flights, subscriptions — straight from my crypto wallet. The 2% cashback adds up faster than I expected."
Spend crypto.
Earn 2% back.
SmartCard converts your crypto to the payment currency instantly at checkout. Works everywhere Mastercard is accepted — online, in-store, abroad.
No card fees Takes 2 minutes Your keys always yours
- Instant crypto-to-fiat conversion at checkout
- Up to 2% cashback on eligible card payments
- No KYC where available · 110M+ merchant locations
Works with
The numbers behind SmartCard
Real metrics from real users spending crypto in the real world.
"Setup took literally two minutes. I was paying at a coffee shop in Amsterdam before my lunch break was over. No KYC needed in my region."
"Finally a crypto card that doesn't make me manually swap before every purchase. It just works, and my wallet keys stay mine."
Everything a crypto
spender needs
Instant conversion at checkout
No pre-exchange step. Your selected crypto converts to the required payment currency automatically the moment you tap or swipe. Zero friction between holding crypto and using it.
2% cashback on spend
Earn up to 2% back on eligible payments. Rewarded for using crypto like everyday money.
Mastercard everywhere
Online, in-store, abroad, subscriptions. 110M+ merchant locations. Accepted where Mastercard is accepted.
No KYC where available
Simplified activation in supported regions. Start spending in minutes, not days, with clear card limits.
Virtual card instantly
A virtual card that activates in seconds. Use it for online purchases while your physical card ships.
Your keys, always yours
Wallet connection is permission-based. SmartCard never accesses your private keys or takes custody of your funds.
From zero to spending in under 2 minutes
Four steps. No bank account needed. No waiting for approvals.
Choose your card
Pick orange or black. Virtual activates instantly. Physical ships confidentially.
Connect your wallet
Use MetaMask, Trust Wallet, or any WalletConnect-compatible wallet. Permission-based — you stay in control.
Activate your profile
Confirm your settings. No KYC where available. Activation completes immediately in supported regions.
Start spending
Add to Apple Pay or Google Pay. Pay anywhere Mastercard is accepted. Earn 2% cashback from the first swipe.
Non-custodial by design
SmartCard never holds your private keys, never takes custody of your funds, and never requires you to hand over wallet access. The connection is permission-based and revocable at any time.
Get My Card — FreeNo private key access
Your wallet connection is permission-based. SmartCard reads balance intent, not your keys.
Non-custodial architecture
Funds remain in your wallet until the moment of a transaction. No pre-deposit required.
Mastercard network security
All transactions processed through the Mastercard network with standard card security protections.
Revoke anytime
Disconnect your wallet at any time through your wallet's own permission manager. No lock-in.
Questions before you start?
Clear, direct answers about SmartCard, crypto conversion, and card payments.
Email us your questionSmartCard is a crypto payment card that lets you hold supported digital assets and pay using a Mastercard card through instant crypto-to-fiat conversion — no bank account or pre-exchange needed.
When you make a payment, your selected crypto balance is converted into the required payment currency at the moment of the transaction. The merchant receives local currency; you pay from crypto. Conversion happens in under a second.
No. Wallet connection is permission-based and does not provide access to your private keys. Your funds remain in your wallet until you authorize a payment. You can revoke the connection at any time through your wallet app.
In many supported regions, you can activate SmartCard without KYC documentation and start spending immediately. In some regions or for higher card limits, additional verification may be required. You'll be told clearly before you start if your region requires it.
SmartCard supports MetaMask, Trust Wallet, and any WalletConnect-compatible wallet. More wallets are being added regularly. If your wallet supports WalletConnect v2, it will work with SmartCard.
On eligible SmartCard payments, you earn up to 2% of the transaction amount back in your cashback balance. Eligible transactions exclude certain categories (ATM withdrawals, peer-to-peer transfers). Cashback accumulates and can be used toward future purchases. Terms apply.
No. SmartCard is a payment-focused crypto card service, not a traditional bank or e-money institution. Card services are provided by SmartCard's licensed payment infrastructure partners. Availability may depend on your region and applicable regulations.
Ready to spend crypto
like everyday money?
Activate your SmartCard profile in 2 minutes. Instant conversion, 2% cashback, and Mastercard acceptance worldwide — no bank account needed.
No fees · No KYC where available · Cancel anytime